Guide

JCT Contracts Explained

A plain-English guide to the main JCT contract forms and how to pick the right one for your UK building project.

What is a JCT contract?

The Joint Contracts Tribunal (JCT) publishes the most widely used family of standard-form building contracts in the UK. Each form is designed for a different project size and procurement route, and most UK building projects use a JCT contract either as published or with bespoke amendments.

The main JCT contracts

JCT Minor Works Building Contract (MW)

For small, straightforward projects with a low contract value and simple design. MWD includes contractor's designed portion.

JCT Intermediate Building Contract (IC / ICD)

For projects of moderate complexity with detailed specifications. ICD adds a contractor's designed portion.

JCT Standard Building Contract (SBC)

For larger traditional procurement where design is largely complete before the contractor is appointed. Available in With Quantities, Without Quantities and With Approximate Quantities variants.

JCT Design and Build Contract (DB)

For projects where the contractor takes responsibility for completing the design. Common in commercial work and increasingly in residential.

JCT Home Owner / Occupier contracts

Simpler forms intended for use directly between a homeowner and a builder on small domestic projects.

Clauses to watch in any JCT

  • Amendments to payment terms and pay-less notice mechanics
  • Design responsibility splits in D&B and Contractor Designed Portion
  • Variations: instruction, valuation and notification
  • Liquidated damages, extensions of time and relevant events
  • Insurance options (A, B or C) and any bespoke caps on liability
  • Termination grounds and consequences

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This guide is general information, not legal advice.